Interest Rates and APY's Accurate As Of
August 27, 2008
Minimum Balance
(to open and obtain the APY)
Interest
Rate
Annual
Percentage
Yield
CERTIFICATES OF DEPOSIT
31 Day Certificate
$1,000
1.00%
1.00%
91 Day Certificate
$1,000
1.75%
1.76%
6 Month Certificate
$1,000
2.00%
2.01%
12 Month Certificate
$1,000
2.25%
2.26%
18 Month Certificate
$1,000
2.50%
2.52%
24 Month Certificate
$1,000
2.75%
2.77%
30 Month Certificate
$1,000
3.00%
3.02%
36 Month Certificate
$1,000
3.25%
3.28%
48 Month Certificate
$1,000
3.75%
3.79%
INDIVIDUAL RETIREMENT ACCOUNTS
IRA
100.00
2.25%
2.27%
INTEREST-BEARING CHECKING ACCOUNT
USA Checking
$1,000.00
.40%
.40%
Super NOW Account
1000.00
.40%
.40%
SAVINGS ACCOUNTS
Regular Savings Account
$50.00
.50%
.50%
Christmas Club
$10.00
1.00%
1.00%
Money Market (Tier 1)
$0 - $7,500
.50%
.50%
Money Market (Tier 2)
$7,500.01 - $50,000
.65%
.65%
Money Market (Tier 3)
$50,000.01 - $100,000
.75%
.75%
Money Market (Tier 4)
$100,000.01 +
1.00%
1.00%

Call your local branch for competitive rates on Community South's Commercial Premium Money Market Accounts.

Early withdrawal penalty may apply on Certificates of Deposits.
Interest Rates on Checking and Savings Accounts are variable and may change at any time. .
Fees may reduce earnings.